NOTICE

By federal law, as of January 1, 2013, funds in a non-interest bearing transaction account (including IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category.  For more information, visit:  http://www.fdic.gov/deposit/deposits/unlimited/expiration.html

NOTICE

The First State Bank has been notified of several phishing incidents in the area.  In each of the incidents the individual was contacted by telephone and was asked to provide their VISA check card information to verify.  The First State Bank will never contact you by telephone or any other electronic means to verify your personal or account information.  If you are contacted please do not provide any personal or account information and notify your First State Bank Branch immediately of the phishing attempt.

FDIC INSURANCE CALCULATOR

Please click the following link to go to the FDIC's Electronic Deposit Insurance Estimator (EDIE)

https://www.fdic.gov/edie/index.html

EDIE lets consumers and bankers know, on a per-bank basis, how the insurance rules and limits apply to a depositor's specific group of deposit accounts—what's insured and what portion (if any) exceeds coverage limits at that bank. EDIE also allows the user to print the report for their records.

REMINDER

If your VISA Check Card becomes lost or stolen during non-business hours, please call our Check Card provider, TRANSFUND, at the following phone number:  800.791.2525 

The First State Bank will never prompt you, by email or popup box, to download any certificates or click on any links requesting any additional information from you.  All that is required to login to our online banking system is the login information provided to you by The First State Bank, in person or over the telephone. 

UNLAWFUL INTERNET GAMBLING ENFORCEMENT ACT NOTICE

Transactions restricted by the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA) are prohibited from being processed through commercial accounts. This prohibition became effective on January 19, 2009, with mandatory compliance required by June 1, 2010.

As defined in Regulation GG, unlawful internet gambling means to “place, receive or otherwise knowingly transmit a bet or wager by any means which involves the use, at least in part, of the internet where such bet or wager is initiated, received or otherwise made.” These restricted transactions are prohibited from being processed through an account or banking relationship with the bank. If you do engage in an internet gambling business and open a new account with us, we will ask that you provide evidence of your legal capacity to do so.

For more information, please contact:

First State Bank On-line Banking
	785-877-3341 Norton
	785-421-2168 Hill City
	785-675-3241 Hoxie
	785-434-2066 Plainville
	firstate@ruraltel.net