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Privacy Notice

Rev. 11/2013

FACTS What does First State Bank do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number
  • Payment history
  • Income
  • Credit History
  • Account Balances
  • Credit scores
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First State Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does First State Bank share? Can you limit this sharing?
For our everyday business purposes- such as to process your transaction, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes- to offer our products and services to you No We don't share
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes- information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes- information about your creditworthiness No We don't share
For our affiliates to market to you No We don't share
For nonaffiliates to market to you No We don't share

Who we are First State Bank

Questions? Call 785-877-3341 or email - firstate@ruraltel.net



What we do
How does First State Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does First State Bank collect my personal information? We collect your personal information, for example, when you
  • Open an account
  • Make deposits or withdrawals from your account
  • Apply for a loan
  • Make a wire transfer
  • Apply for insurance

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing? Federal law gives you the right to limit only
  • sharing of affiliates' everyday business purposes- information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • First State Bank does not share with our affiliates.
Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • First State Bank does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • First State Bank doesn't jointly market.


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Copyright © 2015 First State Bank. All rights reserved. Member FDIC. Equal Housing Lender

Legal Notice: Material on the First State Bank web site may include technical inaccuracies, typographical and/or other inadvertent errors. Changes may be made to or incorporated into this material periodically; however, pending such changes, information on this web site may be inaccurate or out of date. First State Bank may make improvements and/or changes to the web site materials or the products and services described in these materials at any time without notice. The materials on the web site are provided "AS IS" without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of fitness for a particular purpose, or non-infringement. In no event shall First State Bank be liable for any damages whatsoever arising out of or connected with this web site or the use or reliance upon any material contained in or accessed from this web site.