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Personal Savings

The First State Bank offers a variety of savings accounts to fit your personal banking needs. If you would like to open a new account or have questions about your current account, please contact your First State Bank Branch for further information.

 
A table with information about personal savings accounts
 Youth / Money BeeAdult Savings
Minimum to Open$10$25
Minimum BalanceNone$25
Service ChargesNone$1 fee per month if balance falls below $25
Withdrawal LimitationsA $5 fee per debit transaction in excess of six per monthA $5 fee per debit transaction in excess of six per month
InterestYes**Yes**
Check CardYes (Must be tied to checking)Yes (Must be tied to checking)
Internet / Mobile BankingYesYes
Mobile DepositYesYes
Youth / Money Bee
Minimum to Open$10
Minimum BalanceNone
Service ChargesNone
Withdrawal LimitationsA $5 fee per debit transaction in excess of six per month
InterestYes**
Check CardYes (Must be tied to checking)
Internet / Mobile BankingYes
Mobile DepositYes
Adult Savings
Minimum to Open$25
Minimum Balance$25
Service Charges$1 fee per month if balance falls below $25
Withdrawal LimitationsA $5 fee per debit transaction in excess of six per month
InterestYes**
Check CardYes (Must be tied to checking)
Internet / Mobile BankingYes
Mobile DepositYes
 

**Interest on accounts are subject to change *Limits and Fee Disclosure available upon request

Youth / Money Bee Savings

  • Minimum to Open - $10
  • Minimum Balance - None
  • Service Charges - None
  • Withdrawal Limitations - A $5 fee per debit transaction in excess of six per statement cycle.
  • Interest - Yes**
  • Check Card - Yes (Must be tied to checking)
  • Internet  / Mobile Banking - Yes
  • Mobile Deposit - Yes

 


Adult Savings

  • Minimum to Open - $25
  • Minimum Balance - $25
  • Service Charges - $1 fee per month if balance falls below $25
  • Withdrawal Limitations - A $5 fee per debit transaction in excess of six per month
  • Interest - Yes**
  • Check Card - Yes (Must be tied to checking)
  • Internet  / Mobile Banking - Yes
  • Mobile Deposit - Yes

 


Individual Retirement Accounts (IRAs)

  • Minimum to Open - $1,000
  • IRA Types - Traditional, ROTH, SIMPLE, SEP
  • Terms - 1 month to 60 months

 


Certificates of Deposit (CDs)

  • Minimum to Open - $1,000
  • CD Types - Regular, College Saver
  • Terms - 1 month to 60 months

 


Health Savings Accounts (HSAs)

  • Minimum to Open - None
  • Interest Bearing Account, all fees waived excluding overdraft fees.
  • Customer and Insurance Company must provide evidence of HDHP plan to qualify.
 
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